Like most trips and travel plans, there are chances that a booked African safari may be cancelled. To avoid the financial burden of such a cancellation, it is best to purchase trip cancellation insurance for safaris—in fact, many safaris require proof of such insurance before travelers report for the trip.

Trip cancellation insurance is not the only insurance that you will need when planning an African safari. You will also require a plan that covers medical expenses, should the occasion arise. Safari operators may extend some insurance, but remember that the coverage may be both expensive and inadequate.

The trip cancellation insurance plan must cover these benefits: safari cancellation and curtailment, and baggage loss and delay. Baggage safety remains a major problem at African airports.

Safaris can/could be cancelled due to the weather, the lack of enough participants for the safari, or baggage problems. Even if the cancellation of a safari is not a usual occurrence, insurance for trip cancellation is very important.

Usual and necessary medical coverage includes coverage for all sudden medical issues. Emergency medical evacuation and repatriation of mortal remains are also usually included. Many plans offer trip cancellation insurance together with international medical coverage. Shop around for plans until you receive a suitable trip cancellation and medical insurance plan that works for an African safari.

Trip cancellation insurance usually covers those costs related to travel that are not refunded. These may include hotel reservations, airfare, and other tickets purchased. You will require receipts and proof of reservation and cancellation in order to make a claim on a trip cancellation insurance plan.

While taking out medical insurance, you must ensure that the expenses will actually be paid for in a safari situation. Most of the plans will require that you pre-approve or organize the evacuation through the insurance company, and most safari emergencies will likely occur in places where communication with the outside may be impossible. The trip cancellation and travel insurance company selected must be able to still accept claims.

Remember to also purchase your travel cancellation insurance and medical insurance within seven days of booking your travel. In some cases, travel cancellation is only available within the one-week window, while other plans offer extra benefits to plans purchased within a week of reservations.